More than 1.6 million people in the United States are diagnosed with cancer each year. Cancer results in direct medical costs and indirect costs, including missed days at work and lost earrings. If you or a loved one has cancer, can you or they get Social Security Disability Insurance (SSDI) benefits? We will explain how to know if you qualify and what you should do before applying.
Can You Get Social Security Disability If You Have Cancer?
You may qualify for Social Security disability benefits if your cancer symptoms or treatment limits your ability to work for at least twelve months. Also, you must have worked long enough and recently enough and paid Social Security taxes from your earnings.
What types of cancer qualify for SSDI?
- Aggressive, life-threatening cancers usually lead to approved disability benefits.
- The type, extent, and site of your cancer must meet the requirements on the Social Security Administration’s list of cancers. If you meet the requirements, the Administration will evaluate your case for disability benefits.
How Long Is the Wait for SSDI If Your Cancer Is Severe?
If your cancer is severe, you may be eligible for a Compassionate Allowance, which allows the Social Security Administration to process your claim quickly. The Administration uses technology to identify and expedite Compassionate Allowance cases.
How do you apply for Compassionate Allowance?
Entry into the Compassionate Allowance program is automatic if the Social Security Administration determines that your condition qualifies for the program. After applying for disability benefits, you do not need to complete a separate application or submit a request to be considered for Compassionate Allowance.
How Long Will You Receive Disability Benefits for Cancer?
The Social Security Administration has a three-year rule for cancer disability benefits awarded to you. You will receive disability payments for three years even if your cancer treatment seems successful before three years have passed.
What Happens to SSDI If Cancer Goes into Remission?
If your cancer goes into remission and is in complete remission for at least three years, it no longer meets the Social Security Administration’s criteria for disability benefits.
How Can You Apply for Social Security Disability?
Please take these steps before you apply for disability benefits:
- Ensure you meet the basic requirements for disability benefits.
- Read the Disability Benefits brochure published by the Social Security Administration.
- Determine if the type and extent of your cancer are on the Social Security Administration’s list of conditions they will evaluate.
- Gather the required evidence.
- Get legal advice.
Legal Advice for SSDI Applications
If you or a loved one has cancer, Social Security disability benefits can reduce your stress and some of the financial burden of missed income and medical bills. But the application process is time-consuming and detailed. Attorney Lisa Wogwu of San Antonio, Texas, offers compassionate guidance through the process. And she will represent your SSDI claim responsibly so that you can have more time to focus on your health.
Please do not worry about upfront legal fees. Attorney Wogwu will only collect a fee if the Social Security Administration approves your disability claim. Call us or schedule a consultation today.